Credit Report Experian

Business
POST /api/v1/credit-report-experian/fetch-report Bearer

Credit Report Experian API — pull a full Experian consumer credit report for an individual from their PAN and mobile number, with the individual explicit consent. Returns the bureau score, the applicant record as the bureau holds it, an account summary (total, active, closed and defaulted accounts, plus secured versus unsecured outstanding), every trade line with its limit, balance, overdue amount and month-by-month repayment history, and the full enquiry (CAPS) history. Dates are returned as ISO YYYY-MM-DD, amounts as numbers, and every classification field — account type, account status, ownership, asset classification, enquiry purpose — as a stable published value such as credit_card or overdue_90 rather than a raw bureau code, so both the shape and the values of this response are guaranteed not to move. Built for lending decisions, underwriting, portfolio monitoring and risk assessment.

Availability

🗺 Country-specific

India

Quick Start

1. Copy your API key from Dashboard → API Keys
2. Send a POST request to /api/v1/credit-report-experian/fetch-report
3. Pass the key as Authorization: Bearer <key>
4. Read the result from the data object in the JSON response

cURL

curl -X POST https://app.way2api.com/api/v1/credit-report-experian/fetch-report \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"name":"Ananya Sharma","mobile":"9876543210","pan":"ABCDE1234F","consent":"Y"}'
🚀 Send Request
✓ Key saved

🔑 Remember API Key

One-click convenience for testing & troubleshooting — no account needed.

1

What it doesSaves your API key in this browser only using localStorage. Next time you open a docs page, the Try It panel is pre-filled automatically.

2

Auto-updatesIf you type a different key into any Try It field, the saved key is replaced instantly — only the most recent key is ever stored.

3

Uncheck to forgetUnchecking “Remember API Key” immediately deletes the stored key and clears the field. While unchecked, nothing is saved even if you type a new key.

4

Re-check to save againChecking the box again saves whatever key is currently in the Try It field.

⚠ Security note: Your key is stored only in your browser and is never sent to any server except as part of the actual API call you send. Do not use this feature on shared or public computers.

More on this API

Request Endpoint, authentication headers, every request parameter with its type, and a sample request body. Response The full success response payload, field by field. Error Codes HTTP status codes, error payload shape, and how to handle failures. Code Examples Ready-to-run examples in cURL, PHP, JavaScript and Python. Rate Limits Per-minute and per-day request limits, and what happens on breach. AI Agent / LLM The whole endpoint as one Markdown brief — paste into Claude, Cursor, Copilot or ChatGPT.