Credit Report Experian Code Examples

curl -X POST https://app.way2api.com/api/v1/credit-report-experian/fetch-report \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"name":"Ananya Sharma","mobile":"9876543210","pan":"ABCDE1234F","consent":"Y"}'

$ch = curl_init('https://app.way2api.com/api/v1/credit-report-experian/fetch-report');
curl_setopt_array($ch, [
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_POST           => true,
    CURLOPT_HTTPHEADER     => [
        'Authorization: Bearer YOUR_API_KEY',
        'Content-Type: application/json',
    ],
    CURLOPT_POSTFIELDS     => json_encode(['name' => 'Ananya Sharma', 'mobile' => 9876543210, 'pan' => 'ABCDE1234F', 'consent' => 'Y']),
]);
$response = json_decode(curl_exec($ch), true);
curl_close($ch);

const res = await fetch('https://app.way2api.com/api/v1/credit-report-experian/fetch-report', {
    method: 'POST',
    headers: {
        'Authorization': 'Bearer YOUR_API_KEY',
        'Content-Type': 'application/json',
    },
    body: JSON.stringify({"name":"Ananya Sharma","mobile":"9876543210","pan":"ABCDE1234F","consent":"Y"}),
});
const data = await res.json();
console.log(data);

$.ajax({
    url:         'https://app.way2api.com/api/v1/credit-report-experian/fetch-report',
    method:      'POST',
    headers:     { 'Authorization': 'Bearer YOUR_API_KEY' },
    contentType: 'application/json',
    data:        JSON.stringify({"name":"Ananya Sharma","mobile":"9876543210","pan":"ABCDE1234F","consent":"Y"}),
    success: function(data) { console.log(data); },
    error:   function(xhr)  { console.error(xhr.responseJSON); },
});

const { data } = await axios.post('https://app.way2api.com/api/v1/credit-report-experian/fetch-report', {"name":"Ananya Sharma","mobile":"9876543210","pan":"ABCDE1234F","consent":"Y"}, {
    headers: { 'Authorization': 'Bearer YOUR_API_KEY' },
});
console.log(data);

import requests

url = 'https://app.way2api.com/api/v1/credit-report-experian/fetch-report'
headers = {
    'Authorization': 'Bearer YOUR_API_KEY',
    'Content-Type': 'application/json',
}
payload = {
    'name': 'Ananya Sharma',
    'mobile': '9876543210',
    'pan': 'ABCDE1234F',
    'consent': 'Y'
}
response = requests.post(url, json=payload, headers=headers)
data = response.json()
print(data)

{
    "status": "SUCCESS",
    "status_code": 200,
    "charged": true,
    "success": true,
    "message": "",
    "message_code": "OK",
    "order_id": "W2A1739512345abcdef01",
    "data": {
        "order_id": "W2A1739512345abcdef01",
        "result": {
            "name": "ANANYA SHARMA",
            "mobile": "9876543210",
            "pan": "ABCDE1234F",
            "credit_score": 742,
            "report": {
                "number": "1786259702984",
                "date": "2026-08-09",
                "identity_match": "exact"
            },
            "applicant": {
                "first_name": "ANANYA",
                "middle_name": "",
                "last_name": "SHARMA",
                "gender": "female",
                "date_of_birth": "1990-04-17",
                "pan": "ABCDE1234F",
                "passport_number": "",
                "voter_id": "",
                "driving_licence": "",
                "mobile": "9876543210",
                "email": "[email protected]",
                "address": {
                    "line_1": "FLAT 12 SECOND FLOOR",
                    "line_2": "GREEN VALLEY APARTMENTS",
                    "line_3": "SECTOR 21 MAIN ROAD",
                    "city": "NEW DELHI",
                    "state_code": "07",
                    "pincode": "110001",
                    "country_code": "IB"
                }
            },
            "summary": {
                "total_accounts": 6,
                "active_accounts": 3,
                "closed_accounts": 3,
                "default_accounts": 0,
                "suit_filed_balance": 0,
                "outstanding": {
                    "secured": 435757,
                    "unsecured": 170579,
                    "total": 606336,
                    "secured_percent": 72,
                    "unsecured_percent": 28
                }
            },
            "enquiry_summary": {
                "credit": {
                    "last_7_days": 0,
                    "last_30_days": 1,
                    "last_90_days": 2,
                    "last_180_days": 3
                },
                "non_credit": {
                    "last_7_days": 0,
                    "last_30_days": 0,
                    "last_90_days": 0,
                    "last_180_days": 0
                },
                "total": {
                    "last_7_days": 0,
                    "last_30_days": 1,
                    "last_90_days": 2,
                    "last_180_days": 3
                }
            },
            "accounts": [
                {
                    "lender": "EXAMPLE BANK LTD",
                    "lender_code": "PVT3000001",
                    "account_number": "XXXXXXXXXXXXXXX0784",
                    "account_type": "credit_card",
                    "portfolio_type": "revolving",
                    "ownership": "individual",
                    "account_status": "active",
                    "suit_filed_status": "no_suit_filed",
                    "currency": "INR",
                    "opened_on": "2025-12-09",
                    "closed_on": "",
                    "reported_on": "2026-06-30",
                    "last_payment_on": "2026-06-07",
                    "first_delinquency_on": "",
                    "credit_limit": 135000,
                    "sanctioned_amount": 39624,
                    "current_balance": 21791,
                    "amount_overdue": 0,
                    "written_off_total": 0,
                    "written_off_principal": 0,
                    "settlement_amount": 0,
                    "interest_rate": 0,
                    "tenure_months": 0,
                    "payment_history": "000000??????????????????????????????",
                    "monthly_history": [
                        {
                            "year": 2026,
                            "month": 6,
                            "days_past_due": 0,
                            "asset_classification": ""
                        },
                        {
                            "year": 2026,
                            "month": 5,
                            "days_past_due": 0,
                            "asset_classification": ""
                        }
                    ],
                    "holders": [
                        {
                            "first_name": "ANANYA",
                            "middle_name": "",
                            "surname": "SHARMA",
                            "alias": "",
                            "gender": "female",
                            "date_of_birth": "1990-04-17",
                            "pan": "ABCDE1234F",
                            "passport_number": "",
                            "voter_id": ""
                        }
                    ],
                    "addresses": [
                        {
                            "line_1": "FLAT 12 SECOND FLOOR",
                            "line_2": "GREEN VALLEY APARTMENTS",
                            "line_3": "SECTOR 21 MAIN ROAD",
                            "city": "NEW DELHI",
                            "state_code": "07",
                            "pincode": "110001",
                            "country_code": "IB"
                        }
                    ],
                    "contacts": [
                        {
                            "landline": "",
                            "mobile": "9876543210",
                            "email": "[email protected]"
                        }
                    ]
                }
            ],
            "enquiries": [
                {
                    "enquired_on": "2026-05-14",
                    "member": "EXAMPLE FINANCE LIMITED",
                    "purpose": "personal_loan",
                    "amount": 100000,
                    "tenure_months": 12
                }
            ],
            "non_credit_enquiries": []
        }
    }
}